Resumo

PAYSSE TERRA, Inés. The Security Interest as another way to access credit: should we regulate it in Uruguay?. Rev. Derecho [online]. 2021, n.24, pp.144-176.  Epub 01-Dez-2021. ISSN 1510-3714.  https://doi.org/10.22235/rd24.2661.

The Security Interest, thoroughly regulated under article 9 of the Uniform Commercial Code of the USA, allows debtors and creditors to engage in secured transactions, where a wide range of assets may serve as collateral, avoiding the risk of a debtor’s default, thus enhancing the provision of credit. This article analyses article 9 and highlights the simplicity of this institute, stressing the difficulties and required amendments that should be made to the Uruguayan Pledges Without Transfer of Possession Act (n.° 17228) of the year 2000, which only partially imported the security interest model.

Palavras-chave : credit; security interest; pledge without transfer of possession; secured transactions; Anglo-Saxon Law.

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