<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2301-0665</journal-id>
<journal-title><![CDATA[Revista de la Facultad de Derecho]]></journal-title>
<abbrev-journal-title><![CDATA[Rev. Fac. Der.]]></abbrev-journal-title>
<issn>2301-0665</issn>
<publisher>
<publisher-name><![CDATA[Facultad de Derecho. Universidad de la República.]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2301-06652021000301306</article-id>
<article-id pub-id-type="doi">10.22187/rfde2021n52espa11</article-id>
<title-group>
<article-title xml:lang="es"><![CDATA[El seguro obligatorio de automotores (&#8220;SOA&#8221;) y su relación con la seguridad social como solución a la problemática de los accidentes de tránsito]]></article-title>
<article-title xml:lang="en"><![CDATA[The compulsory motor vehicle insurance (&#8220;SOA&#8221;) and its connection with the social security as a remedy for traffic accidents]]></article-title>
<article-title xml:lang="pt"><![CDATA[O seguro obrigatório de automotores (&#8220;SOA&#8221;) e sua relação com a seguridade social como solução à problemática dos acidentes de trânsito]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Mantero]]></surname>
<given-names><![CDATA[Elías]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Zuluaga]]></surname>
<given-names><![CDATA[Martín Aparicio Howard]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Manduré]]></surname>
<given-names><![CDATA[Alfredo Frigerio]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de la República Facultad de Derecho ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Uruguay</country>
</aff>
<aff id="Af2">
<institution><![CDATA[,Universidad de la República Facultad de Derecho ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Uruguay</country>
</aff>
<aff id="Af3">
<institution><![CDATA[,Universidad de la República Facultad de Derecho ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Uruguay</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>00</month>
<year>2021</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>00</month>
<year>2021</year>
</pub-date>
<numero>52</numero>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://www.scielo.edu.uy/scielo.php?script=sci_arttext&amp;pid=S2301-06652021000301306&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.edu.uy/scielo.php?script=sci_abstract&amp;pid=S2301-06652021000301306&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://www.scielo.edu.uy/scielo.php?script=sci_pdf&amp;pid=S2301-06652021000301306&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen: Con la aprobación de la Ley Nº18.412, en el año 2008, Uruguay comenzó a contar con un seguro obligatorio de automotores con el objetivo de reparar los daños causados con la intervención de un vehículo automotor. Las víctimas pueden obtener una indemnización bajo el régimen del SOA (la que se encuentra limitada a un monto máximo legal) aun cuando los daños hubieran sido causados por su culpa y aun cuando en la causación del daño la intervención del vehículo sea totalmente pasiva. Más allá de que la Ley que crea el seguro obligatorio no determina en forma clara la naturaleza jurídica del mismo, del análisis de las disposiciones normativas y de la forma en que las mismas son aplicadas por la jurisprudencia se comprende que el seguro funciona en los hechos como un mecanismo de resarcimiento automático de ciertos daños (los extrapatrimoniales, según entiende la jurisprudencia) causados con la intervención de vehículos que opera en todos los casos (salvo el dolo de la víctima). Lo anterior determina que el SOA funcione en los hechos como un mecanismo de seguridad social tendiente a otorgar un resarcimiento mínimo a todas las víctimas de daños causados con vehículos automotores.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract: The enactment of Law No. 18.412, in the year 2008, was the beginning in Uruguay of a compulsory motor vehicle insurance to compensate damages caused by motor vehicles. Victims of traffic accidents are able to obtain a compensation for the damages caused by motor vehicles under the SOA regulations (which is limited to a legal maximum amount) even when the damages were caused by the negligence of the victims or when the damages were caused by a passive intervention of the motor vehicle. Although the Law does not clearly state the legal nature of the insurance, from the analysis of the legal provisions and the way the courts have enforced the SOA provisions, it may be stated that the SOA works as an automatic compensation insurance of certain damages (non-material damages) caused by motor vehicles in all cases (except when the damages are caused by the victim&#8217;s willful conduct). All of the abovementioned determine that the SOA may be considered as a social security mechanism destined to grant minimum compensation to all victims of damages caused by motor vehicles.]]></p></abstract>
<abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo: Com a aprovação da Lei Nº18.412, no ano 2008, Uruguai começou a contar com um seguro obrigatório de automóveis com o objetivo de indenizar os danos causados com a intervenção de veículos automotores. As vítimas podem conseguir uma indenização sob o regime do SOA (que se encontra limitada a um monto máximo legal) ainda quando os danos tivessem sido causados pela sua culpa e ainda quando na causação do dano a intervenção do veiculo for completamente passiva. Embora a Lei que regula o seguro obrigatório não determine claramente a natureza jurídica do seguro, da análise das disposições normativas e da forma na que os tribunais aplicam a Lei, é possível considerar que o seguro funciona como um mecanismo de indenização automática de certos danos (os extrapatrimoniais) causados com a intervenção de veículos que opera em todos os casos (salvo quando houver dolo da vítima). O anteriormente mencionado determina que o SOA seja de fato um mecanismo de seguridade social tendente a outorgar uma indenização mínima a todas as vítimas de danos causados com veículos automotores.]]></p></abstract>
<kwd-group>
<kwd lng="es"><![CDATA[seguro obligatorio]]></kwd>
<kwd lng="es"><![CDATA[seguro de automotores]]></kwd>
<kwd lng="es"><![CDATA[seguridad social]]></kwd>
<kwd lng="es"><![CDATA[accidente de tránsito]]></kwd>
<kwd lng="es"><![CDATA[vehículo]]></kwd>
<kwd lng="es"><![CDATA[daños]]></kwd>
<kwd lng="en"><![CDATA[compulsory insurance]]></kwd>
<kwd lng="en"><![CDATA[motor vehicle insurance]]></kwd>
<kwd lng="en"><![CDATA[social security]]></kwd>
<kwd lng="en"><![CDATA[damages]]></kwd>
<kwd lng="en"><![CDATA[traffic accidents]]></kwd>
<kwd lng="en"><![CDATA[vehicles]]></kwd>
<kwd lng="pt"><![CDATA[seguro obrigatório]]></kwd>
<kwd lng="pt"><![CDATA[seguro de automóveis]]></kwd>
<kwd lng="pt"><![CDATA[seguridade social]]></kwd>
<kwd lng="pt"><![CDATA[danos]]></kwd>
<kwd lng="pt"><![CDATA[acidentes de trânsito]]></kwd>
<kwd lng="pt"><![CDATA[veículo]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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